Freedom Financial Network

Loading your page...

The financial solutions for which you will be evaluated are offered by service providers with which we are affiliated and/or compensated by who participates on our website. Terms and conditions apply to each, and not all are available in every state.

Bills.com, LLC d/b/a Freedom Financial Net (NMLS ID #138464) is a marketing lead generator. We do not take applications, make credit decisions, offer, originate or make loans, negotiate loan terms, or provide other financial services. Nor do we collect any fees or other compensation from consumers.

Personal loans are available through our affiliate Freedom Financial Asset Management, LLC d/b/a FreedomPlus (NMLS ID #227977), originated by Cross River Bank, a New Jersey State Chartered Commercial Bank or Pathward ®, N.A., Equal Housing Lenders and may not be available in all states. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, credit usage and history. Loans are not available to residents of all states. Minimum loan amounts vary due to state specific legal restrictions. Loan amounts generally range from $5,000 to $50,000 (including the origination fee) and are offered based on underwriting conditions and loan purpose. APRs range from 7.99 to 29.99% and include applicable origination fees. Repayment periods range from 24 to 60 months. For example: A four-year $20,000 loan with an APR of 18.34% would have an estimated monthly payment of $561.60 and total cost of $26,956.80. To qualify for a 7.99% APR loan, a borrower will need excellent credit, a loan amount of $12,000.00 or less, and a term of 24 months. Loan origination fees vary from 1.99%to 4.99%, most loans have a fee of 4.99%. Adding a co-borrower with sufficient income; using at least eighty-five percent (85%) of the loan proceeds to pay off qualifying existing debt directly; or showing proof of sufficient retirement savings, could help you also qualify for a lower rate. † Funding time periods are estimates and can vary for each loan request Same day approvals assume a completed application with all required supporting documentation submitted early enough on a day that our offices are open. FreedomPlus hours are Monday-Thursday 6am-8pm MST, Friday 6am-7pm MST, and Saturday-Sunday 7am-4pm MST.

Home loans are available through our affiliate Achieve Loans (NMLS ID #1810501). All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Home loans are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between 15,000 and $150,000 and are assigned based on debt to income and loan to value. Example: average HELOC is $57,300 with an APR of 8.99% and estimated monthly payment of $608 for a 15 year loan. 10 and 15 year terms available. Both terms have a 5 year draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($685) fees if allowed by law. Property must be owner-occupied and combined loan to value may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral and could lose your home if you fail to repay. We could beat your personal loan rate by 50%: Claim is based on loan rates of 24%+ and 10-year loan through Lendage.

Other debt solutions are available through our affiliate FDR (NMLS ID # 1248929). FDR does not assume your debts, make monthly payments to creditors or provide tax, accounting, legal advice or services. Its service is not available in all states, including New Jersey, and its fees may vary from state to state.

$800+/month/ nearly $10,000/year savings: Claim is based on average monthly debt savings from Lendage HELOC originated loans for 2021. Monthly savings will vary based on each loan situation and can be more or less than $800.

Fair Credit Ok: Minimum 600 credit score applies to both personal and home loan debt consolidation requests. Other conditions apply.